Fintech · Belgium

Fintech startups in Belgium

Early-stage fintech companies headquartered in Belgium, founded in the last 5 years. Drawn from public sources.

How we choose these companies

A public directory of early-stage European fintech startups. We aim to list every company that fits, not a hand-picked few. Here is exactly what that means, and why:

  • European: headquartered in Europe (EU, EEA, UK, Switzerland and nearby). We go by where a company is based, not just where it sells, because this is a map of the European ecosystem.
  • Early-stage: founded in the last 5 years. That is where the new ideas and the most active part of the ecosystem are; established household-name scaleups are a different list.
  • A real product company: builds a scalable technology product or platform. We leave out agencies, consultancies and local service businesses, which do not follow the same path.
  • Independent: a standalone company, not a subsidiary or brand of a larger corporation.
  • Active: currently operating, with a live website. We re-check regularly and remove companies that shut down, get acquired, or move out of scope.

We list only public information about what each company does. We deliberately do not track or show fundraising: who is raising, who is investing, or how much. This is a directory of companies, not a deal database.

Missing a company, or see something off? Suggest an addition or report an issue.

12 early-stage fintech startups in Belgium

A comprehensive list from public sources, not a hand-picked few.

  • Bizzcontrol

    Ghent, Belgium

    Business intelligence software that enables accountants to deliver proactive advisory services.

  • Cashplannr

    Ghent, Belgium

    A cash flow forecasting and financial planning tool designed specifically for SMEs and corporate advisors.

  • Creative Shelter

    Ghent, Belgium

    An administrative and financial platform designed for creative freelancers and media professionals.

  • Credix

    Antwerp, Belgium

    A decentralized credit platform connecting institutional investors with emerging market debt opportunities.

  • Curvo

    Brussels, Belgium

    A passive investing platform designed to help young Europeans build long-term wealth through index funds.

  • Fibriq

    Ghent, Belgium

    Treasury management and financial workflow software designed for mid-sized corporates.

  • Mbrella

    Brussels, Belgium

    An HR-fintech platform that helps businesses easily administer flexible mobility budgets and allowances.

  • Monitr

    Ghent, Belgium

    Cash flow forecasting and financial reporting platform built for SMEs and their accountants.

  • Paperbox

    Ghent, Belgium

    An AI-powered document processing platform built specifically for insurance companies.

  • Payflip

    Antwerp, Belgium

    A digital reward management platform that helps SMEs set up and manage flexible cafeteria plans.

  • Realiz

    Brussels, Belgium

    Fractional real estate investment platform making property ownership accessible via tokenization.

  • Sway

    Ghent, Belgium

    A mobile payment solution enabling direct bank-to-bank transfers for retail merchants via QR codes.

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