Fintech directory
The Best Fintech Startups in Europe
Fintech covers the technology companies rebuilding how people and businesses move, borrow, invest and manage money. Europe is a strong base for the sector thanks to deep open banking regulation, single market passporting across the EU and EEA, and major financial hubs in cities such as London, Berlin, Amsterdam, Paris and Stockholm.
Why fintech now
European consumers and businesses are shifting to digital-first money management at speed, and clear rules under PSD2 and open banking have opened bank data and payment rails to new entrants. That combination lets European fintech companies scale across many regulated markets from a single base, making the region a focal point for financial innovation.
17 fintech startups across Europe
A curated, editorial list of European companies.
Adyen
Amsterdam, NetherlandsAdyen runs a single platform that lets businesses accept online, mobile and in-store payments worldwide.
Bunq
Amsterdam, NetherlandsBunq is a mobile bank offering current and savings accounts, cards and budgeting features for individuals and businesses.
ComplyAdvantage
London, United KingdomComplyAdvantage uses data and machine learning to help firms screen customers and automate anti-money laundering compliance.
Fenergo
Dublin, IrelandFenergo provides client lifecycle management and onboarding compliance software used by banks and financial institutions.
GoCardless
London, United KingdomGoCardless runs a global bank payment network that helps businesses collect one-off and recurring payments directly from bank accounts.
iwoca
London, United Kingdomiwoca provides flexible business loans and credit lines to small and medium sized companies in the UK and Germany.
Klarna
Stockholm, SwedenKlarna offers buy now pay later and flexible payment options for shoppers at online and in-store retailers.
Mollie
Amsterdam, NetherlandsMollie provides a developer-friendly payment platform that helps European businesses accept many local and international payment methods.
Moneyfarm
London, United KingdomMoneyfarm is a digital wealth manager that builds and manages diversified investment portfolios for retail investors.
N26
Berlin, GermanyN26 is a mobile-first bank offering current accounts, cards and money management features across Europe.
Revolut
London, United KingdomRevolut offers accounts, cards, currency exchange and a range of money management tools through a single app.
Scalable Capital
Munich, GermanyScalable Capital offers low-cost ETF portfolios, self-directed trading and automated wealth management through one app.
Solaris
Berlin, GermanySolaris is a licensed banking-as-a-service platform that lets companies embed accounts, cards and payments into their products.
Swan
Paris, FranceSwan provides APIs that let European companies embed banking features such as accounts, cards and payments into their own apps.
Trade Republic
Berlin, GermanyTrade Republic is a mobile broker and bank offering commission-light trading, fractional shares and savings plans.
Wise
London, United KingdomWise offers international money transfers and multi-currency accounts for people and businesses moving money across borders.
Younited
Paris, FranceYounited provides instant consumer credit and point-of-sale financing across several European markets.
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