Fintech · Denmark
Fintech startups in Denmark
Early-stage fintech companies headquartered in Denmark, founded in the last 5 years. Drawn from public sources.
How we choose these companies
A public directory of early-stage European fintech startups. We aim to list every company that fits, not a hand-picked few. Here is exactly what that means, and why:
- European: headquartered in Europe (EU, EEA, UK, Switzerland and nearby). We go by where a company is based, not just where it sells, because this is a map of the European ecosystem.
- Early-stage: founded in the last 5 years. That is where the new ideas and the most active part of the ecosystem are; established household-name scaleups are a different list.
- A real product company: builds a scalable technology product or platform. We leave out agencies, consultancies and local service businesses, which do not follow the same path.
- Independent: a standalone company, not a subsidiary or brand of a larger corporation.
- Active: currently operating, with a live website. We re-check regularly and remove companies that shut down, get acquired, or move out of scope.
We list only public information about what each company does. We deliberately do not track or show fundraising: who is raising, who is investing, or how much. This is a directory of companies, not a deal database.
Missing a company, or see something off? Suggest an addition or report an issue.
12 early-stage fintech startups in Denmark
A comprehensive list from public sources, not a hand-picked few.
All Gravy
Copenhagen, DenmarkA financial wellness and shift-planning app designed for hourly paid workers.
Flatpay
Copenhagen, DenmarkA merchant payments platform providing transparent and flat-rate POS terminal solutions for SMEs.
Formalize
Aarhus, DenmarkCompliance software platform automating whistleblowing, GDPR, NIS2, DORA and other regulatory requirements for organizations.
GamerPay
Copenhagen, DenmarkA secure trading marketplace for in-game skins and digital assets designed to eliminate fraud.
Januar
Copenhagen, DenmarkProvides compliant fiat-to-crypto payment infrastructure and banking services for Web3 businesses.
Performativ
Copenhagen, DenmarkOffers a modern wealth management platform that streamlines portfolio administration and reporting for financial firms.
Plata
Svendborg, DenmarkA peer-to-peer lending platform that helps consumers refinance expensive debt with fairer interest rates.
Reel
Copenhagen, DenmarkOffers a B2B electricity procurement platform that enables companies to buy renewable energy via PPAs.
Scaleup Finance
Copenhagen, DenmarkProvides a financial operating platform and fractional CFO services for early-stage companies.
Spektr
Copenhagen, DenmarkAutomated risk assessment and due diligence platform for compliance teams.
TaxHelper
Copenhagen, DenmarkAn automated digital platform that helps individual taxpayers easily identify and claim missed deductions.
ZTLment
Copenhagen, DenmarkA regulated payment platform that uses smart contracts to automate and execute B2B transfers and payouts.
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