Fintech · France
Fintech startups in France
Early-stage fintech companies headquartered in France, founded in the last 5 years. Drawn from public sources.
How we choose these companies
A public directory of early-stage European fintech startups. We aim to list every company that fits, not a hand-picked few. Here is exactly what that means, and why:
- European: headquartered in Europe (EU, EEA, UK, Switzerland and nearby). We go by where a company is based, not just where it sells, because this is a map of the European ecosystem.
- Early-stage: founded in the last 5 years. That is where the new ideas and the most active part of the ecosystem are; established household-name scaleups are a different list.
- A real product company: builds a scalable technology product or platform. We leave out agencies, consultancies and local service businesses, which do not follow the same path.
- Independent: a standalone company, not a subsidiary or brand of a larger corporation.
- Active: currently operating, with a live website. We re-check regularly and remove companies that shut down, get acquired, or move out of scope.
We list only public information about what each company does. We deliberately do not track or show fundraising: who is raising, who is investing, or how much. This is a directory of companies, not a deal database.
Missing a company, or see something off? Suggest an addition or report an issue.
21 early-stage fintech startups in France
A comprehensive list from public sources, not a hand-picked few.
Alvo
Paris, FranceProvides a digital marketplace and tools to simplify buying, selling, and transferring SMBs.
Bricks
Montpellier, FranceFractional real estate investment marketplace allowing individuals to buy micro-shares of high-yield rental properties.
Carbonable
Paris, FranceDecarbonization platform using blockchain technology to fund and track high-quality nature-based carbon removal projects.
Dattak
Paris, FranceCyber insurance platform for SMEs that pairs fully digital underwriting with built-in cybersecurity monitoring and risk-assessment tools.
Defacto
Paris, FranceB2B embedded finance platform offering instant credit solutions via API integrations.
Dotfile
Paris, FranceAI-powered business verification and compliance platform for automated KYB workflows.
Finary
Paris, FranceAll-in-one wealth tracking and investing platform that aggregates a user's brokerage, savings, retirement and crypto holdings in one place.
Fipto
Paris, FranceOffers a B2B payment platform that connects corporate treasury to blockchain and stablecoins.
Goodvest
Paris, FranceProvides a sustainable investment and savings platform aligned with Paris Agreement climate goals.
Graneet
Paris, FranceSaaS and financial management software built specifically for construction companies and contractors.
Greenscope
Paris, FranceESG data collection and analysis platform designed for private equity and corporate reporting.
Jump
Paris, FranceA digital portage salarial platform providing freelancers with the social protection and benefits of permanent contracts.
Karmen
Paris, FranceProvides revenue-based financing solutions for subscription-based and digital e-commerce businesses.
Pivot
Paris, FranceDevelops modern procurement software that helps companies control their spending.
Pona
Paris, FranceBilling and financial management platform tailored specifically for law firms.
Ramify
Paris, FranceDigital wealth management and robo-advisory platform offering personalized investment and tax optimization.
Rosaly
Paris, FranceEarned wage access and financial wellness platform for corporate employees.
Sline
Paris, FranceSaaS platform enabling e-retailers and physical brands to easily offer product subscription and rental options.
Spiko
Paris, FranceIssuer of tokenized money market funds allowing automated yield generation on public blockchains.
Stoïk
Paris, FranceCombines security scanning software with insurance policies to protect SMBs against cyber risks.
Yuno
Paris, FranceAn analytics and decision-support tool helping buy-to-let real estate investors find and secure highly profitable deals.
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