Fintech · Bulgaria

Fintech startups in Bulgaria

Early-stage fintech companies headquartered in Bulgaria, founded in the last 5 years. Drawn from public sources.

How we choose these companies

A public directory of early-stage European fintech startups. We aim to list every company that fits, not a hand-picked few. Here is exactly what that means, and why:

  • European: headquartered in Europe (EU, EEA, UK, Switzerland and nearby). We go by where a company is based, not just where it sells, because this is a map of the European ecosystem.
  • Early-stage: founded in the last 5 years. That is where the new ideas and the most active part of the ecosystem are; established household-name scaleups are a different list.
  • A real product company: builds a scalable technology product or platform. We leave out agencies, consultancies and local service businesses, which do not follow the same path.
  • Independent: a standalone company, not a subsidiary or brand of a larger corporation.
  • Active: currently operating, with a live website. We re-check regularly and remove companies that shut down, get acquired, or move out of scope.

We list only public information about what each company does. We deliberately do not track or show fundraising: who is raising, who is investing, or how much. This is a directory of companies, not a deal database.

Missing a company, or see something off? Suggest an addition or report an issue.

9 early-stage fintech startups in Bulgaria

A comprehensive list from public sources, not a hand-picked few.

  • Credefi

    Sofia, Bulgaria

    Decentralized finance platform connecting crypto lenders with real-economy SME borrowers.

  • Notolytix

    Sofia, Bulgaria

    A real-time risk assessment and fraud prevention platform helping companies manage compliance and transactional risk.

  • Nula.bg

    Sofia, Bulgaria

    An automated cloud accounting and financial management platform for small businesses.

  • Payomics

    Sofia, Bulgaria

    A cloud-based payment orchestration and compliance platform for digital merchants.

  • Plan Delta

    Sofia, Bulgaria

    Next-generation financial planning and analysis platform for agile business planning.

  • Quendoo

    Sofia, Bulgaria

    A vacation rental management platform with an integrated booking engine and payment solutions.

  • Re:benefit

    Sofia, Bulgaria

    An all-in-one platform for flexible employee benefits management.

  • Smetka

    Sofia, Bulgaria

    A digital accounting platform providing fully automated, cloud-based bookkeeping and tax services for SMEs.

  • Veli

    Sofia, Bulgaria

    A regulated crypto investing platform designed for beginners to securely manage their portfolios.

Did we miss one?

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