Fintech · Czechia
Fintech startups in Czechia
Early-stage fintech companies headquartered in Czechia, founded in the last 5 years. Drawn from public sources.
How we choose these companies
A public directory of early-stage European fintech startups. We aim to list every company that fits, not a hand-picked few. Here is exactly what that means, and why:
- European: headquartered in Europe (EU, EEA, UK, Switzerland and nearby). We go by where a company is based, not just where it sells, because this is a map of the European ecosystem.
- Early-stage: founded in the last 5 years. That is where the new ideas and the most active part of the ecosystem are; established household-name scaleups are a different list.
- A real product company: builds a scalable technology product or platform. We leave out agencies, consultancies and local service businesses, which do not follow the same path.
- Independent: a standalone company, not a subsidiary or brand of a larger corporation.
- Active: currently operating, with a live website. We re-check regularly and remove companies that shut down, get acquired, or move out of scope.
We list only public information about what each company does. We deliberately do not track or show fundraising: who is raising, who is investing, or how much. This is a directory of companies, not a deal database.
Missing a company, or see something off? Suggest an addition or report an issue.
10 early-stage fintech startups in Czechia
A comprehensive list from public sources, not a hand-picked few.
Birdwingo
Prague, CzechiaAn investing app designed for Gen Z and teens to learn about and invest in fractional stocks.
Blockmate
Prague, CzechiaUnified open finance API connecting traditional financial systems with Web3 and decentralized data.
Digitoo
Prague, CzechiaProvides AI-powered invoice automation and bookkeeping digitization software for small and medium enterprises.
EquiLibre Technologies
Prague, CzechiaBuilds algorithmic trading systems using deep reinforcement learning and game theory.
Fingreen
Prague, CzechiaEnables financial institutions and SMEs to track, evaluate, and report their ESG performance.
Flowpay
Prague, CzechiaEmbedded finance platform giving SMEs fast AI-scored working-capital loans through the point-of-sale and e-commerce tools they already use.
Nekrachni
Plzeň, CzechiaA gamified mobile education platform designed to improve financial literacy among high school students and young adults.
Ownest
Prague, CzechiaOffers a rent-to-own model that helps prospective buyers transition into homeownership.
Patron GO
Prague, CzechiaAn automated financial health app that scans transactions to identify overpriced services and suggest cheaper alternatives.
Roier
Prague, CzechiaAn online investment platform offering real estate crowdfunding with secured yields.
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