Fintech · Poland

Fintech startups in Poland

Early-stage fintech companies headquartered in Poland, founded in the last 5 years. Drawn from public sources.

How we choose these companies

A public directory of early-stage European fintech startups. We aim to list every company that fits, not a hand-picked few. Here is exactly what that means, and why:

  • European: headquartered in Europe (EU, EEA, UK, Switzerland and nearby). We go by where a company is based, not just where it sells, because this is a map of the European ecosystem.
  • Early-stage: founded in the last 5 years. That is where the new ideas and the most active part of the ecosystem are; established household-name scaleups are a different list.
  • A real product company: builds a scalable technology product or platform. We leave out agencies, consultancies and local service businesses, which do not follow the same path.
  • Independent: a standalone company, not a subsidiary or brand of a larger corporation.
  • Active: currently operating, with a live website. We re-check regularly and remove companies that shut down, get acquired, or move out of scope.

We list only public information about what each company does. We deliberately do not track or show fundraising: who is raising, who is investing, or how much. This is a directory of companies, not a deal database.

Missing a company, or see something off? Suggest an addition or report an issue.

10 early-stage fintech startups in Poland

A comprehensive list from public sources, not a hand-picked few.

  • Authologic

    Warsaw, Poland

    A global identity verification platform that aggregates multiple e-ID, KYC, and biometric solutions into a single API.

  • Cashy

    Warsaw, Poland

    Enables corporate buyers to offer early payments to suppliers in exchange for a discount.

  • Climatica

    Warsaw, Poland

    Provides parametric weather insurance products powered by real-time climate data.

  • Fizen

    Opole, Poland

    Provides open banking APIs and financial data aggregation tools for developers and businesses.

  • Lextego

    Gdańsk, Poland

    An automated anti-money laundering and compliance platform helping companies meet complex regulatory requirements.

  • Minte

    Warsaw, Poland

    An AI-powered insurance technology platform that automates the analysis of medical records for claims processing.

  • Quantee

    Warsaw, Poland

    Delivers dynamic pricing software and advanced insurance tariff engines powered by AI.

  • Rebell Pay

    Warsaw, Poland

    Facilitates instant, secure, and low-cost cross-border peer-to-peer and card-to-card money transfers.

  • Spark

    Warsaw, Poland

    Provides mobile payments and digital e-receipt solutions for retail merchants and consumers.

  • TransactionLink

    Warsaw, Poland

    Offers a white-label platform that helps companies build and customize end-to-end customer onboarding and KYC flows.

Did we miss one?

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