Fintech · Sweden
Fintech startups in Sweden
Early-stage fintech companies headquartered in Sweden, founded in the last 5 years. Drawn from public sources.
How we choose these companies
A public directory of early-stage European fintech startups. We aim to list every company that fits, not a hand-picked few. Here is exactly what that means, and why:
- European: headquartered in Europe (EU, EEA, UK, Switzerland and nearby). We go by where a company is based, not just where it sells, because this is a map of the European ecosystem.
- Early-stage: founded in the last 5 years. That is where the new ideas and the most active part of the ecosystem are; established household-name scaleups are a different list.
- A real product company: builds a scalable technology product or platform. We leave out agencies, consultancies and local service businesses, which do not follow the same path.
- Independent: a standalone company, not a subsidiary or brand of a larger corporation.
- Active: currently operating, with a live website. We re-check regularly and remove companies that shut down, get acquired, or move out of scope.
We list only public information about what each company does. We deliberately do not track or show fundraising: who is raising, who is investing, or how much. This is a directory of companies, not a deal database.
Missing a company, or see something off? Suggest an addition or report an issue.
12 early-stage fintech startups in Sweden
A comprehensive list from public sources, not a hand-picked few.
Atlar
Stockholm, SwedenProvides an API platform that helps businesses automate bank payments, treasury management, and reconciliation.
Briqpay
Stockholm, SwedenA flexible payment platform offering checkout solutions specifically designed for B2B e-commerce.
Cappy
Gothenburg, SwedenAn earned wage access platform enabling employees to track and instantly withdraw their accrued pay.
Fimento
Stockholm, SwedenAn API-first core banking platform enabling businesses to design and embed custom credit products.
Finshark
Lund, SwedenDevelops open banking infrastructure to enable real-time account-to-account payments and financial data aggregation.
Lassie
Stockholm, SwedenA preventive digital pet insurance platform that rewards pet owners with lower premiums for completing health courses.
Ley
Stockholm, SwedenA smart financial platform offering SMBs automated cash flow forecasting and access to non-dilutive financing.
Polar
Stockholm, SwedenAn open-source creator platform and payment suite for software developers.
Rison
Stockholm, SwedenFinTech platform that funds and implements energy-saving retrofits for commercial properties.
Vinter
Stockholm, SwedenA regulated index provider that builds and maintains indexes for digital assets used in financial products.
Workamo
Stockholm, SwedenA compliance and payroll platform designed for gig workers, freelancers, and the companies that hire them.
Zymego
Gothenburg, SwedenZymego automates the filling of canceled appointments and processes late-cancellation fees for healthcare providers.
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