Fintech · Portugal
Fintech startups in Portugal
Early-stage fintech companies headquartered in Portugal, founded in the last 5 years. Drawn from public sources.
How we choose these companies
A public directory of early-stage European fintech startups. We aim to list every company that fits, not a hand-picked few. Here is exactly what that means, and why:
- European: headquartered in Europe (EU, EEA, UK, Switzerland and nearby). We go by where a company is based, not just where it sells, because this is a map of the European ecosystem.
- Early-stage: founded in the last 5 years. That is where the new ideas and the most active part of the ecosystem are; established household-name scaleups are a different list.
- A real product company: builds a scalable technology product or platform. We leave out agencies, consultancies and local service businesses, which do not follow the same path.
- Independent: a standalone company, not a subsidiary or brand of a larger corporation.
- Active: currently operating, with a live website. We re-check regularly and remove companies that shut down, get acquired, or move out of scope.
We list only public information about what each company does. We deliberately do not track or show fundraising: who is raising, who is investing, or how much. This is a directory of companies, not a deal database.
Missing a company, or see something off? Suggest an addition or report an issue.
13 early-stage fintech startups in Portugal
A comprehensive list from public sources, not a hand-picked few.
BridgeIn
Porto, PortugalProvides employer of record and soft-landing services to help international tech companies scale in Portugal.
Coverflex
Porto, PortugalAn all-in-one flexible compensation and employee benefits management platform.
Exeedme
Lisbon, PortugalA play-to-earn tournament platform that allows gamers to monetize their skills and compete in popular competitive titles.
Lative
Lisbon, PortugalA revenue operations and financial planning platform that optimizes sales capacity and productivity forecasts.
Lympid
Braga, PortugalA financial platform bridging traditional fiat accounts with yield-generating decentralized finance opportunities.
Modatta
Porto, PortugalA decentralized data marketplace that rewards consumers for sharing their data and interacting directly with brand campaigns.
OpenBB
Lisbon, PortugalOpen-source financial data platform and SDK for developers and analysts.
Paymefi
Porto, PortugalAn AI-driven platform that automates and streamlines the debt collection and negotiation process for businesses.
Paynest
Lisbon, PortugalA financial well-being platform enabling employees to access earned wages on-demand.
Payper
Lisbon, PortugalDigital receipt platform that connects brick-and-mortar transactions to consumers' bank apps to reduce paper and track data.
Polkamarkets
Porto, PortugalA gamified prediction market platform powered by DeFi and blockchain technology.
Rauva
Lisbon, PortugalFinancial super-app offering business accounts, card issuing, billing, and accounting for freelancers and SMEs.
Swood
Lisbon, PortugalAn all-in-one employee benefits and meal voucher platform for Portuguese businesses.
Did we miss one?
Tell us about a Portugal fintech startup that should be on this list. We review every suggestion.
For investors
Source fintech startups in Portugal.
Floancer gives investors a ranked Radar of startups matched to their focus, from pre-seed to Series X. Set your geography and sectors and reach out directly.