Fintech · Luxembourg

Fintech startups in Luxembourg

Early-stage fintech companies headquartered in Luxembourg, founded in the last 5 years. Drawn from public sources.

How we choose these companies

A public directory of early-stage European fintech startups. We aim to list every company that fits, not a hand-picked few. Here is exactly what that means, and why:

  • European: headquartered in Europe (EU, EEA, UK, Switzerland and nearby). We go by where a company is based, not just where it sells, because this is a map of the European ecosystem.
  • Early-stage: founded in the last 5 years. That is where the new ideas and the most active part of the ecosystem are; established household-name scaleups are a different list.
  • A real product company: builds a scalable technology product or platform. We leave out agencies, consultancies and local service businesses, which do not follow the same path.
  • Independent: a standalone company, not a subsidiary or brand of a larger corporation.
  • Active: currently operating, with a live website. We re-check regularly and remove companies that shut down, get acquired, or move out of scope.

We list only public information about what each company does. We deliberately do not track or show fundraising: who is raising, who is investing, or how much. This is a directory of companies, not a deal database.

Missing a company, or see something off? Suggest an addition or report an issue.

8 early-stage fintech startups in Luxembourg

A comprehensive list from public sources, not a hand-picked few.

  • A352

    Luxembourg, Luxembourg

    An API-driven financial data platform providing real-time liquidity management, treasury tools, and cash forecasting.

  • Anote Music

    Luxembourg, Luxembourg

    A financial platform that allows users to invest in music catalogs and earn royalties.

  • BlocHome

    Esch-sur-Alzette, Luxembourg

    Enables fractional real estate investment and community-driven property ownership through blockchain tokenization.

  • Cascade

    Bertrange, Luxembourg

    Provides administrative, risk tracking, and AML/KYC compliance tools for financial service providers.

  • Fundvis

    Luxembourg, Luxembourg

    A digital workflow and collaboration platform designed to streamline and automate the investment fund lifecycle.

  • Moniflo

    Bertrange, Luxembourg

    An ESG-focused investment app that lets retail investors discover and invest in sustainable mutual funds.

  • Payoro

    Luxembourg City, Luxembourg

    A digital merchant payment provider offering processing and acquiring solutions.

  • Realiz

    Luxembourg City, Luxembourg

    A digital investment platform specializing in the fractionalization and tokenization of institutional-grade real estate.

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